The Facts are Clear.. PetCare Pays out More...PetCare Pays out Faster
The PetCare Insurance Programs do not incorporate a restrictive benefits schedule. We will reimburse you up to the policy limits which can be as high as $6,000, less the fixed deductible, on all payable claims.
Condition
Provider using a Defined Annual Benefits Schedule
Actual PetCare Claim Reimbursement
Hip Dysplasia
No Coverage
$ 6,000.00
Feline Lower Urinary Tract Disease
$ 462.60
$ 6,000.00
Osteosarcoma (Surgical)
$ 2,620.80
$ 5,513.15
Cruciate Rupture Repair (Surgical)
$ 2,096.10
$ 5,076.65
Uro-genital Problems
$ 304.20
$ 4,593.00
Kidney Problems
$ 601.20
$ 4,504.88
Pancreatic Problems
$ 778.50
$ 4,088.95
Kennel Cough (Bordetella)
$ 291.60
$ 4,020.25
Cataracts
$ 1,756.80
$ 3,965.86
We also cover many conditions that providers using
a Defined Annual Benefits Schedule do not.
Condition Covered
Provider using a Defined Annual Benefits Schedule
PetCare
Congenital or hereditary defects or diseases
-
PetCare will cover some congenital or hereditary defects or diseases, if first noted, diagnosed or treated after 30 day waiting period.
Special Diets
-
Covers 25% of the cost of prescription food for 6 months.
Expression or removal of anal glands or anal sacculitis
-
Claim will be paid under the Digestive Illness Category.
Holistic/homeopathic care medication
-
Holistic medication covered if prescribed by your licensed veterinarian.
Parasites, i.e. fleas, round worms, heartworm disease
-
Will reimburse for parasites, as long as preventative measures recommended by your licensed veterinarian were followed.
NOTE: The above chart is based on QuickCare Gold coverage, Double the Illness Coverage Endorsement.
I wanted to write to let you know how thrilled I am that I got both of my dogs covered a little over a year ago. Within a month of moving, Buzz, our big 90 lb baby, tore both of his ACL's. After relocating and starting a new business, we were looking at two surgeries, for $6000.00 total. I was freaking out, slowly our down payment on a home was widdling away. I remembered I had insurance, submitted my first claim and received my first $2000.00 check within two weeks!! Well that was good because while Buzz convalesced from his first surgery we took his sister out so she wouldnt overstimulate him. Guess what happened to her knee? She blew it out. She had to have the same surgery. PetCare Insurance was truly a God send. The customer service is thoughtful and the claims department is thorough. I did a lot of research on pet insurance and I can't endorse PetCare enough.
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